As a personal injury attorney, I see on a daily basis what health care expenses can do to a family’s savings and economic status. Bellow are just a few of the problems in the current system in need of correction:
1. Coverage is currently denied to 36 percent of people who try to purchase health insurance directly from insurance companies in the individual insurance market. People are being terribly discriminated against because of a pre-existing condition or dropped from coverage when they become seriously ill.
2. Every year Americans pay more money for less coverage. Employer sponsored premiums have nearly doubled since 2000, this inflationary rate is almost triple wage increases over the same period.
3. Americans in rural areas are finding health care to be less and less accessible. Higher rates of poverty, mortality, and the lack of medical accessibility in these areas create huge health disparities between urban, suburban, and rural America.
4. Small businesses can’t afford to offer insurance to their employees. From 2000 to 2007, the percentage of small businesses offering coverage dropped from 68% to 59%, while large firms held stable.
5. Half of all personal bankruptcies are medical expense related.
6. More than 80% of America’s uninsured are WORKING families. without reform projections indicate that these numbers will continue to increase.
Without health care reform we are becoming a sicker, more impoverished country. Our country needs health insurance reform.